Downloadable computer software for processing electronic payments, electronic funds transfers and credit card transactions; Downloadable computer software for facilitating financial transactions by collecting, storing and transmitting data and information for use in financing of purchases; Downloadable computer software for facilitating electronic funds transfers; Downloadable computer software for enabling users to purchase goods and services electronically via the Internet, tablet computers, mobile phones, electronic payment terminals and automatic teller machines and for making credit card and electronic payments for such purchases; Downloadable computer software for online shopping for deferred payment shopping; Downloadable computer software for promoting the goods and services of others by providing electronic links to web sites from which goods and services can be purchased on terms allowing for deferred payments; Downloadable computer software for deferred electronic payment processing to facilitate deferred payments for online shopping; Downloadable computer software for linking a payment processing terminal to retail websites of others to facilitate deferred payments for online shopping; Downloadable computer software for deferred electronic payment services to facilitate deferred payments through establishing funded accounts used to online shopping; Downloadable computer software for online shopping; Computer hardware and recorded software systems for enabling users to purchase goods and services electronically via the Internet, tablet computers, mobile phones, electronic payment terminals and automatic teller machines and for making credit card and electronic payments for such purchases

Business partnership search in the nature of matching clients with business partners; Concept and brand development in the field of financial services; Advertising services; Promoting and showcasing the goods of others in the field of consumer products and services by means of an on-line shopping site with links to the retail advertisements of others; On-line retail store services featuring a wide variety of consumer goods and brands of others for deferred payment shopping; On-line retail store services featuring a wide variety of consumer goods of others; Provision of a web site featuring commercial information on shopping; Compiling financial, securities, stock exchange, trade and quote, index value and other financial market information for business purposes; Promoting the sale of goods and services of others by means of operating an on-line mall with links to the retail web sites of others

Financing of purchases; Trade credit services, namely, financing services and lines of credit for business customers; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Consumer credit consultation; Financial advice; Financial management of reimbursement payments for others; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Facilitating and arranging for the financing of purchases made by consumers on terms of delayed and interest free payments

Product quality testing; Design and testing for new product development; Think tank services, namely, providing new ideas and concepts for web-based applications for others; Software as a service (SAAS) services featuring software for facilitating online shopping through deferred electronic payment processing; Software as a service (SAAS) services featuring software for facilitating online shopping by linking a payment processing terminal to retail websites of others to facilitate deferred payments for online shopping; Software as a service (SAAS) services featuring software for facilitating online shopping through deferred electronic payment services that facilitate deferred payments through establishing funded accounts used for online shopping; Software as a service (SAAS) services featuring software for processing electronic payments, authorizing credit card, debit card and cash card transactions, managing and tracking electronic payment information and facilitating e-commerce services for others, namely, for allowing users to perform electronic business transactions via a global computer network; Software as a service (SAAS) services featuring software for facilitating online shopping and for promoting the goods and services of others, namely, to allow users to perform electronic business transactions via a global computer network, for providing coupons, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; Providing temporary use of on-line non-downloadable software for processing electronic payments; Providing temporary use of on-line non-downloadable software for controlling access to and communications with computers and computer networks; Providing temporary use of on-line non-downloadable software for processing electronic payments, electronic funds transfers and credit card transactions; Providing temporary use of on-line non-downloadable software for financing purchases via the Internet and electronic means; Providing temporary use of on-line non-downloadable software for facilitating financial transactions by collecting, storing and transmitting data and information for use in financing of purchases; Providing temporary use of on-line non-downloadable software for facilitating electronic funds transfers; Providing temporary use of on-line non-downloadable software for enabling users to purchase goods and services electronically via the Internet, tablet computers, mobile phones, electronic payment terminals and automatic teller machines and for making credit card and electronic payments for such purchases