Cloud storage services for electronic files and electronic data, namely, documents, files, information, text, photos, images, graphics, music, audio, video and multimedia content; cloud storage services for encrypted electronic files and encrypted electronic data, namely, files, information, text, photos, images, graphics, music, audio, video and multimedia content; cloud storage services for encrypted electronic files and encrypted electronic data for use by members of an on-line community via a global computer network; web-based computer services to enable secure file and document monetization for use by members of an on-line community via a global computer network; web-based computer services, namely, temporary hosting of data, namely, documents, files, information, text, photos, images, graphics, music, audio, video and multimedia content; web-based computer services, namely, cloud hosting of data for storage, backup and data management; web-based computer services, namely, cloud hosting of encrypted data for storage, file sharing, backup and data management for use by members of an on-line community via a global computer network; web-based computer services, namely, end-to-end encryption of electronic files and electronic data, namely, documents, files, information, text, photos, images, graphics, music, audio, video and multimedia content; cloud computing featuring software for use in end-to-end encryption of data for storage, file sharing, backup and data management; providing temporary use of non-downloadable computer software used to store and share data, documents, files, information, text, photos, images, graphics, music, audio, video and multimedia content; web-based computer services, namely, cloud-based computer software for identity verification and attribute-based access controls (ABAC) enabled at a per file or per document level