Downloadable computer application software for smartphones, namely, software used to make financial payments and transactions; Recorded computer application software for smartphones, namely, software used to make financial payments and transactions; Recorded computer application software for smartphones, namely, software for providing rewards to promote user engagement with the application; Downloadable computer application software for smartphones, namely, software for providing rewards and points to allowing users to participate in quizzes, games, and missions; Downloadable computer application software for smartphones, namely, software for providing rewards and points as a result of economic activities as payment, charging, and remittance within the application; Downloadable computer application software for smartphones, namely, software for gamifying personal growth in financial health and for providing customer incentives and rewards to promote user engagement with the application; Recorded computer application software for smartphones, namely, software for gamifying personal growth in financial health and for providing customer incentives and rewards to promote user engagement with the application.

Brokerage of mobile payment; issuance electronic coupons in the nature of tokens of value via smart phones; on-line financial transactions; financial services provided over the Internet with downloadable application; providing financial information by recorded application; electronic payment for others; Incentive and loyalty reward programs to promote user participation in financial payment and transaction software, available as downloadable or recorded computer application software for smartphones; Providing cash and digital tokens of value as part of a customer loyalty and incentive rewards program; Issuance of digital tokens of value for use as a reward; Financial services, namely, financial advisory and consultancy services; Providing information relating to financial and monetary affairs; Financial services, namely, provision of mobile payment over a global computer network.