Downloadable software for personal financial management; Downloadable software for aggregating data and creating reports and graphs; Downloadable computer software for managing ongoing personal subscription and membership accounts; Downloadable computer software for financial transaction management, financial planning, bill tracking and management, expense tracking and management, credit score management, and accounting; Downloadable computer software for providing credit score, financial and bill payment alerts; Downloadable computer software for providing wireless access to data and databases; Downloadable computer software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, and mobile telecommunication networks

Negotiation of commercial transactions for third parties, namely, negotiating bill price reductions and service contract terms for others

Providing financial information; Personal financial management services; Financial services in the nature of financial management services, pertaining to personal financial accounts, daily monitoring of financial transactions and account balances, budget and spending, loan financing, consumer lending, loan qualification and loan approval; Credit reporting service provider, namely, providing consumer credit reports and credit scores maintained by others; Financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; Financial transaction services, namely, tracking and financial management of subscriptions and bills; Financial data analysis, namely, financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; Credit consulting services; Financial services in the nature of financial management services pertaining to personal financial accounts, daily monitoring of financial transactions and account balances, budget, net worth, and spending; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Providing web-based, automated and customized personal financial management services, namely, user-directed management reporting; Financial advice; Providing a website featuring information in the field of finances; Financial planning services ; Providing financial information on loans

Providing temporary use of online non-downloadable software for personal financial management; Providing temporary use of online non-downloadable software for creating reports and graphs; Providing temporary use of online non-downloadable software for aggregating personal financial data from multiple accounts into a single location for financial review, analysis, and management; Providing temporary use of online non-downloadable software for providing credit score, financial and bill payment alerts; Providing temporary use of online non-downloadable software for providing wireless access to data and databases; Providing temporary use of online non-downloadable software for financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, credit score management, and accounting; Providing temporary use of online non-downloadable computer software for data aggregation; Providing temporary use of online non-downloadable software for financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and financial goal tracking