Magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, and payment cards all encoded; downloadable mobile applications for managing bank accounts, credit card accounts, electronic transmission of funds, and financial transactions; downloadable computer software and applications for mobile devices that facilitate the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers

Financial services; assistance with electronic transfers of money; banking services; prepaid card, prepaid gift card, stored value card and payment card services; foreign currency exchange services; payment processing services, namely, charge card, credit card, prepaid card, gift card, stored value card and payment card transaction processing services; electronic charge card, credit card, prepaid card, gift card, stored value card and payment card transactions; issuing charge cards, credit cards, prepaid cards, prepaid gift cards, stored value cards and payment cards; authorized credit by means of computer; providing online information for merchants regarding guidelines and fees pertaining to credit card acceptance

Ticket reservation and booking services for education, entertainment and sports activities and events; arranging for ticket reservations for shows and other entertainment events; arranging for ticket reservations and admission to music, theater, fashion, film, and sports events

Concierge services; concierge services for others comprising making requested personal arrangement and reservations and providing customer-specific information to meet individual needs rendered to credit card customers