Banking and financing services; checking and savings account services, charge card and credit card payment processing services; credit and debit card payment processing services; loan services; consumer and commercial banking and lending services; debit account services featuring a computer readable card; savings account services featuring a computer readable card; digital banking services; Automated clearing house (ACH) transaction processing services; mortgage brokerage and lending services; mobile banking, financing, and loan services; Online banking and financing services accessible by means of downloadable mobile applications and online web applications; Trusteeship and fiduciary services