Business support services, namely, providing back-office functions to financial institutions; Marketing consulting services, namely, assisting financial institutions with marketing their cards and services to existing or new customers and help increase card usage and build customer loyalty; Customer relationship management to assist with the resolution of disputes.

Providing customizable credit and debit card services for financial institutions and other entities; Financial services, namely, providing electronic transfers of money between accounts within and outside of financial institution for others; Providing personal financial information and online banking services via a global computer network; Electronic transfers of money; Providing banking services to customers in the nature of debit card account set-up, payments, alerts, and balance inquiries; Automated Clearing House (ACH) transaction processing services for financial institutions and their customers to securely exchange funds between sender and receiver via the Federal Reserve; Debit card issuance and transaction processing services to financial institutions; Providing banking, bill payment and bill payment processing; Providing electronic processing of electronic funds transfer, account to account transfers, ACH, debit card, electronic check and electronic payments; Providing electronic processing of ACH and electronic payments via a global computer network; Real-time payments processing services for financial institutions and their customers via real-time payment systems.

Providing on-line, non-downloadable, customizable software to financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Providing on-line, non-downloadable, customizable software to financial institutions that provides self-service digital banking platforms to their customers through which they can conveniently access and use their deposit and loan accounts, check balances, pay bills, transfer money, deposit checks and perform banking functions remotely; Design and development of computer software for financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Providing temporary use of online non-downloadable software for use in electronic transfers of money, providing access to personal financial information, and online payment card and debit card services; Software as a service (SAAS) services featuring software for use by financial institutions to validate customer identity and account access; Software as a service (SAAS) services featuring software for customers of financial institutions to permit them to securely access and use their cards, check balances, notify of travel plans, transfer money, manage and control their card transactions in real time, and place card on hold; Software as a service (SAAS) services featuring software for customers of financial institutions that provides a self-service digital banking platforms which allows them to conveniently access and use their deposit and loan accounts, check balances, pay bills, transfer money, deposit checks and perform banking functions remotely; Software as a service (SAAS) services featuring software for use in electronic transfers of money, providing access to personal financial information, and online payment card and debit card services; Software as a service (SAAS) services featuring software for allowing users to perform electronic business transactions via a global computer network; Customizing computer software; Computer services, namely, integration of computer software into multiple systems and networks; Platform as a service (PAAS) featuring computer software platforms for allowing customers of financial institutions turn debit cards on and off, submit travel notices, and update their contact information; Electronic monitoring of debit card activity to detect fraud via the Internet.