Downloadable computer software and mobile applications for accessing, viewing and managing bank accounts, credit and debit card accounts and savings accounts, paying bills and transferring money; downloadable online payment software; downloadable software for banking, providing financial services, managing finances and managing financial affairs; magnetically encoded bank cards; magnetic coded bank cards; magnetic coded payment cards; encoded electronic chip cards for use in financial transactions; Downloadable software using Artificial Intelligence Software for banking; Downloadable software platform using artificial intelligence to assist with personalizing and automating financial recommendations; Downloadable software to manage multi-currency accounts

Financial services, namely, providing electronic processing of credit and debit card transactions and electronic payments; saving account services; Financial advisory services rendered using artificial intelligence; foreign currency exchange services; payment processing services in the nature of credit card and debit card transaction processing services, electronic transfer of funds and money, and providing secure commercial transaction and payment options; payment and funds verification services; electronic payment processing services; charge card, credit card, and debit card payment processing services; prepaid card electronic payment processing; banking and financial services, namely, processing electronic transfer of funds, bill payment, and electronic payments made via prepaid cards, credit cards, and debit cards; financial fund exchange, namely, electronic transfer of funds; bill payment services; clearing-house services, namely, electronic fund transfer and payment processing services; credit card, debit card, and prepaid charge card services, namely, providing prepaid charge cards and process credit card, debit card, and prepaid charge card transactions; purchaser identity and transaction verification for e-commerce transactions in the nature of payment and funds verification services; information, consultancy and advisory services relating to these services