Insurance and financial information and consultancy services; Financial risk management; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Insurance brokerage; Investment risk assessment services; Consultancy services relating to insurance; Development of insurance policies for others; Providing counseling and consulting in the field of healthcare insurance benefits; Processing mortgage insurance policy refunds; Insurance brokerage services; Securities brokerage services; Financial investment brokerage services