Providing online non-downloadable computer software platforms for clients to define a single banking hub connecting all their banks and internal systems to aggregate data; Providing online non-downloadable computer software platforms for consolidating and aggregating data from banks and internal systems, cash visualization and forecasting, bank reconciliation, and payment hub services; Providing online non-downloadable computer software platforms for companies to manage their cash, liquidity, risk, and investments efficiently; Computer services, namely, acting as an application service provider in the field of knowledge management to host computer application software for the purpose of consolidating and aggregating data