Software as a service (SAAS) services featuring software using artificial intelligence (AI) for contract generation, negotiation, and lifecycle management; Providing temporary use of non-downloadable cloud-based software for drafting, reviewing, analyzing, editing, redlining, and tracking changes in legal agreements, contracts, and other documents; Providing temporary use of on-line non-downloadable software for automated contract risk assessment, clause recommendations, and compliance monitoring; Providing temporary use of on-line non-downloadable software for electronic and digital signatures, contract execution, agreement tracking, and authentication of user identity; Providing temporary use of on-line non-downloadable software for automating the generation, configuration, and customization of electronic agreements, contracts, and document templates; Providing temporary use of on-line non-downloadable software for transferring, integrating, and indexing data within electronic agreements, contracts, documents, and files; Providing temporary use of on-line non-downloadable software for collaborative drafting and real-time document editing; Providing temporary use of on-line non-downloadable software for tracking versions of agreements, contracts, documents, and files; Providing temporary use of on-line non-downloadable software for auditing and verifying contract history, document status, and compliance requirements; Providing temporary use of on-line non-downloadable software for categorizing, searching, sorting, sharing, and transmitting agreements, contracts, documents, and data; Providing temporary use of on-line non-downloadable software for triggering actions based on user-defined events, such as sending agreements for signatures, managing recipient access, and setting signing order; Providing temporary use of on-line non-downloadable software for analyzing agreements, contracts, and legal data, including AI-based identification of risks, reporting, and visualization of key contract insights; Providing temporary use of on-line non-downloadable software for updating agreements, contracts, databases, and records; Providing temporary use of on-line non-downloadable software for managing and processing electronic payments in connection with contracts and agreements; Providing temporary use of on-line non-downloadable software for tracking workflows, auditing compliance information, and managing a database of regulatory and contractual data; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for contract analytics and legal workflow optimization;; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence (AI) for contract analytics and legal workflow optimization;; Computer security services in the nature of providing authentication, issuance, validation and revocation of digital certificates; Providing user authentication services using single sign-on technology for e-commerce transactions, using access codes, phone calls, SMS text messages, and government identification; Providing user authentication services using multi-factor authentication technology for e-commerce transactions, using access codes, phone calls, SMS text messages, and government identification