Software as a service (SAAS) services featuring software using artificial intelligence (AI) for Cloud-based software as a service (SaaS) providing a personalized, AI-powered platform that: (1) creates interactive simulations of a user's future self for mentorship and personal development; (2) simulates market behavior and consumer reactions for business intelligence and marketing strategy; and (3) models negotiation counterparties to enhance business negotiation preparation and outcomes. The service uses proprietary methods including video interviews, questionnaires, and integration of principles from aspirational books and thought leaders selected by the user to capture thinking patterns, preferences, and behavioral data, then delivers tailored guidance, strategic insights, and decision-making support for personal, professional, and business applications, all accessible via an online portal on a subscription basis.