Providing online non-downloadable computer software for use as a cryptocurrency or digital wallet that utilizes biometric data to facilitate value exchange; providing online non-downloadable computer software for use as a biometric-based wallet; providing online non-downloadable centralized software for managing and tracking digital currency and digital transactions; design and development of computer software relating to finance; design and development of computer software relating to virtual and digital currency, cryptocurrency and digital tokens of value; providing a secure, web-based service featuring technology that enables users to remotely access, send, receive, store, and manage digital assets, virtual tokens, digital currency, and cryptocurrency through the use of graphical codes that incorporate biometric data; software as a service [SaaS] for recording and exchanging financial and non-financial data and information; design, development, implementation, and consultancy in software in the field of financial transaction secured by graphical codes representing biometric information; software as a service [SaaS] relating to financial matters; authentication of data in the field of financial transactions using graphical codes representing biometric information