Providing temporary use of online, non-downloadable computer software, web applications, and computer software programs specializing in the use of artificial intelligence and machine learning for facilitating the design, developing, marketing, sale, business monitoring, data collection, and processing of insurance and financial products for the financial technology and insurance technology industries and other businesses; providing temporary use of online, non-downloadable computer software, web applications, and computer software programs for insurance functions, namely, new business processing software, underwriting software, policy management software, billing software and claims management software; providing temporary use of online, non-downloadable software for policy management, premium billing and collection, claims processing, client management, and portfolio management, all for use in field of insurance and evaluated financial transactions; providing a website featuring non-downloadable software using artificial intelligence for digital underwriting, customer service, and claims management