Providing temporary use of non-downloadable software for use by businesses in managing, submitting and appealing insurance claims and denials in the fields of healthcare; Providing temporary use of non-downloadable software for use in artificial intelligence-based data analysis, machine learning, and automation in the fields of health care and insurance; Providing temporary use of non-downloadable software for use in analyzing large datasets, predictive modeling, and data-driven decision-making in the fields of health care and insurance; Providing temporary use of non-downloadable software for use in providing machine learning models and algorithms for business intelligence applications in the fields of health care and insurance