Downloadable and recorded software for processing electronic payments and for transferring funds to and from others; downloadable and recorded software for remittance, transfer of funds, stored value accounts, debit card transactions, credit card transactions, and financial transactions and account notifications; downloadable and recorded software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable and recorded software for issuing receipts regarding mobile payment transactions; downloadable and recorded authentication software for controlling access to and communications with computers and computer networks; downloadable and recorded software for creating and managing a business and an online store, namely, inventory management, order processing, order tracking, fulfillment of orders, sales tracking, collection of sales data, and sales analytics; downloadable and recorded computer software for generating and soliciting business funding and investments; downloadable and recorded software for managing customer relations (CRM) and loyalty programs, namely, software to create, manage, and analyze customer contact and account information, generate and track customer loyalty programs, and generate reports; downloadable and recorded software used for point of sale transactions; downloadable and recorded computer software used to train and manage employees, record employee hours worked, and generate payroll processing; downloadable software development kits (SDK); computer hardware for making, authenticating, facilitating, operating, managing, and processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards, and other payment forms; electronic devices, namely, point of sale terminals, chip card readers, credit card readers, payment card readers, magnetic encoded and coded card readers, and mobile card readers; charging stands adapted for use with handheld digital electronic devices namely, cell phones, MP3 players, personal digital assistants, point of sale terminals, chip card readers, credit card readers, payment card readers, and mobile card readers; credit card reader stands; tablet and mobile device stands; barcode scanners; receipt printers; cash drawers

Promoting the sale of goods and services of others by means of contests and incentive award programs; providing incentive award programs through issuance and processing of loyalty points for purchase of the goods and services of others; providing incentive award programs through the issuance of gift cards, prepaid gift cards, prepaid stored value cards for the purpose of promoting and rewarding loyalty, discounts, offers, deals, coupons, rebates, rewards, and vouchers to participants for the purchase of the goods and services of others; customer loyalty services for commercial, promotional and/or advertising purposes, namely, administration of a program that allows participants to obtain and redeem points or awards for goods and/or services; business consulting services in the field of online payments; managing and tracking credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; financial services, namely, payment collection, payment transactions and information processing; providing a wide variety of payment and financial services, namely, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card transaction processing services; debit card transaction processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others; processing electronic payments made through prepaid cards; providing electronic mobile payment services for others; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, checks and payments; credit services, namely, providing revolving credit account services; bill payment services; fund wiring services; providing electronic access to funds via ATM machines and Point-of-Sale (POS) merchants, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing an online portal featuring payment collection, payment transactions and information processing, financial remittance, transfer of funds to make payments, access to stored value accounts to make payments, and the ability to perform debit card transactions to make payments; financial risk management services; financial transaction analysis, namely, analyzing transactions for payment fraud or illegality, compliance, namely, analyzing transactions for compliance with payment transaction regulations, and antifraud and money laundering controls, namely, analyzing transactions for fraud and illegal monetary transactions, stored value card and debit card services, namely, processing electronic payments made through prepaid cards; providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks, namely, providing fraud reimbursement services in the field of credit card purchases and electronic payment purchases, and providing secure commercial transactions for credit card purchases and electronic payment purchases; reimbursement of funds for disputed items in the field of electronic payment purchases; loyalty program and incentive award program payment processing services

Providing temporary use of online non-downloadable software for processing electronic payments and for transferring funds to and from others; providing temporary use of online non-downloadable software for remittance, transfer of funds, stored value accounts, debit card transactions, credit card transactions, financial transactions and account notifications; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing temporary use of online non-downloadable software for creating and managing a business and an online store, namely, inventory management, order processing, order tracking, fulfillment of orders, sales tracking, collection of sales data, and sales analytics; providing temporary use of online non-downloadable computer software for managing customer relations (CRM) and loyalty programs, namely, software to create, manage, and analyze customer contact and account information, generate and track customer loyalty programs, and generate reports; providing online temporary use of non-downloadable computer software used for point of sale transactions; providing temporary use of online non-downloadable computer software used to train and manage employees, record employee hours worked, and generate payroll processing; application service provider featuring application programming interface (API) software for payment collection, payment transactions, and information processing; providing temporary use of online non-downloadable software for customizing Application Programming Interfaces (API's), integrating pay in methods to digital wallets, sharing payment data between users and generating reports, managing disputed charges, and automating chargebacks; Application Service Provider (ASP) featuring Application Programming Interface (API) software for payment collection, payment transactions, forwarding data and information processing; electronic monitoring of financial transactions for fraud, money laundering, and illegality in the field of electronic fund transfer and electronic payment processing services; providing temporary use of online non-downloadable computer software for tracking and analyzing payment activity; providing temporary use of online non-downloadable software to evaluate and detect fraud and illegality in payment transactions, and manage compliance validation