Merchant services, namely, payment transaction processing in the field of online payment and point of sale payment services; online bill payment services; financial risk management; bank charge card, credit card, debit card, and other electronic payment card services; credit card and payment card services; information services relating to automated bill payment; financial administration of payment transactions done by electronic means; dunning services, namely, debt collection services; payment processing services, namely, credit card and debit card transaction processing services

Providing temporary use of on-line non-downloadable computer software for payment processing, authentication, management and tracking; providing temporary use of online non-downloadable software for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; providing temporary use of online non-downloadable software for use in point of sale payment services, online bill payment services, bank charge card, credit card, debit card, and other electronic payment card services, credit card and payment card services; information services relating to automated bill payment, financial administration of payment transactions done by electronic means, dunning services, namely, debt collection services, payment processing services, namely, credit card and debit card transaction processing services