Providing on-line non-downloadable software using artificial intelligence (AI) for developing, running and analyzing algorithms that can learn from data to classify, analyze, and take actions based on the insights gained; Providing on-line non-downloadable software using artificial intelligence (AI) for creation, deployment, and utilization of artificial intelligence software applications, namely, chatbots, digital assistants, natural language processors, and expert systems; Providing on-line non-downloadable software using artificial intelligence (AI) for writing of computer code, developing, building, testing, reviewing, releasing, deploying, and distributing software applications; Providing on-line non-downloadable software using artificial intelligence (AI) for speech recognition, facilitating interaction, communication, and actions between humans and artificial intelligence agents