Computer software applications, downloadable, for use as a digital wallet, electronic banking, electronic payments, managing and verifying financial transactions, managing financial data in the banking industry and as an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Computer software, recorded, for use as a digital wallet, electronic banking, electronic payments, managing and verifying financial transactions, managing financial data in the banking industry and as an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Secure terminals for electronic transactions; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded operating software; Internet servers; Downloadable computer communications software to allow customers to access bank account information and transact bank business; Computer terminals for banking purposes; Downloadable computer software for producing financial models; Electronic payment terminal; Magnetically encoded credit cards; Credit card terminals; Magnetically encoded debit cards; Electronic and magnetic ID cards for use in connection with payment for services; Computer programs, downloadable, for use as a digital wallet, electronic banking, electronic payments, managing and verifying financial transactions, managing financial data in the banking industry and as an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment

Administrative processing of purchase orders; Advertising services; Business appraisals; Business information services; Business investigations; Business management assistance; Business management consultancy; Business research; Providing commercial information and advice for consumers in the choice of products and services; Compilation of advertisements for use as web pages on the Internet; Compilation of information into computer databases; Compilation of statistics; Cost price analysis; Office functions in the nature of searching for data in computer files for others; Dissemination of advertising matter; Marketing research; Marketing services; On-line advertising on a computer network; Pay per click advertising; Price comparison services; Providing business information via a web site; Provision of an on-line marketplace for buyers and sellers of goods and services; Publication of publicity texts; Rental of advertising time on communication media; Sales promotion for others; Search engine optimisation for sales promotion; Systemization of information into computer databases; Updating and maintenance of data in computer databases; Updating of advertising material; Web site traffic optimization; Financial auditing; Financial statement preparation and analysis for businesses; Promotion of financial and insurance services, on behalf of third parties; Financial intermediary services, namely, facilitating the channeling of funds between lenders and borrowers by connecting those with a financial surplus with those having a financial deficit

Financial risk management; Financial planning; Financial management; Financial investment brokerage; Financial data analysis; Financial consultancy; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial services, namely, wealth management services; Credit and loan services; Financing and loan services; Instalment loans; Loan financing; Providing personal loans and lines of credit; Revolving loans; Insurance underwriting services for all types of insurance; Insurance brokerage; Insurance consultancy; Reinsurance underwriting; Reinsurance brokerage services; Reinsurance claims processing; Reinsurance claims administration; Insurance information; Insurance consultation; Insurance administration; Insurance subrogation; Insurance agencies; Banking; Electronic banking via a global computer network; Investment banking services; Merchant banking services; On-line banking services; Telephone banking services; Payment processing services, namely, credit card and debit card transaction processing services; Processing of electronic wallet payments; Bill payment services; Accident insurance underwriting; Appraisals for insurance claims of personal property; Appraisals for insurance claims of real estate; Assessing insurance claims; Insurance services, namely, underwriting extended warranty contracts in the field of automobiles; Actuarial services; Insurance actuarial services; Financial analysis; Financial evaluation for insurance purposes; Financial evaluation of real estate; Financial advisory services; Fiscal valuations and assessments; Health insurance underwriting; Fire insurance underwriting; Insurance brokerage services; Money transfer; Insurance claims processing; Financial credit scoring services; Credit rating services; Investment consultancy

Electronic bulletin board services; Providing telecommunications connections to a global computer network; Computer aided transmission of messages and images; Transmission of digital files; Providing internet chatrooms; Providing online forums; Streaming of data; Teleconferencing services; Wireless broadcasting; Transmission of news; Providing access to databases; Providing user access to global computer networks; Rental of access time to global computer networks; Providing telecommunication channels for teleshopping services; Electronic messaging services

Computer programming; Computer security consultancy; Computer software consultancy; Computer software design; Computer system design; Computer systems integration services; Computer technology consultancy; Computer virus protection services; Conversion of data or documents from physical to electronic media; Data encryption and decoding services; Hosting computer websites; Maintenance of computer software relating to computer security and prevention of computer risks; Providing a web site that features information on computer technology and programming; Providing search engines for the internet; Server hosting; Software as a service (SAAS) services featuring software for use in electronic banking and electronic payments; Telecommunications technology consultancy; Updating of computer software relating to computer security and prevention of computer risks; Web site design consultancy; Web site design; Electronic monitoring of credit card activity to detect fraud via the internet; Platform as a service (PAAS) featuring computer software platforms for use in electronic banking and electronic payments; Providing temporary use of on-line non-downloadable software for use in electronic banking and electronic payments