Providing loyalty, discount, promotional and incentive award programs for customers through issuance and processing of loyalty points for on-line purchase of a company's goods and services; membership club services in the nature of providing incentives, discounts, benefits, and awards in the field of travel and transportation; promoting goods and services by means of loyalty program, discount program, promotional program and an incentive awards program whereby points are earned or awarded for purchases made by members which can then be redeemed for merchandise, services, travel and transportation

Issuance of credit cards