Payment processing services, namely, credit card and debit card transaction processing services; Charge card and credit card payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Banking services; Credit card transaction processing services; Credit card authorization services; Debit card transaction processing services; Processing of debit card payments; Financial consulting; Financial information and advisory services; Debt recovery services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial services, namely, electronic remote check deposit services; Financial services, namely, money lending; Trade credit services, namely, financing services and lines of credit for business customers