Recorded computer software for processing and managing mobile credit card and point of sale transactions; Recorded computer software for use in transmitting and managing electronic payment information and cardholder payment data during mobile payment processing; Recorded computer software for use in processing mobile card payment transactions and for managing electronic payment information and cardholder payment data during mobile processing, and instruction manuals provided as a unit therewith; Recorded computer software for securely processing, managing and storing electronic payment information and cardholder payment data; Recorded computer software and hardware for securing mobile credit card transactions and electronic payment data; Recorded computer software and hardware for deleting credit card and electronic payment data during a mobile transaction and replacing the data with token alphanumeric or numeric codes for securely completing the credit card or electronic payment transaction; Recorded computer software and hardware for creating an electronic network for processing and managing mobile credit card and point of sale transactions; Recorded computer software for mobile credit card and electronic payment; Debit and credit card reader used to facilitate electronic payment transactions from a mobile communication device; Recorded software operating on a mobile communication device used to facilitate electronic payment transactions.

Financial services, namely, providing mobile payment processing services for credit card, debit card and card payment transactions; Payment transaction processing services that enable direct input of payment information and charging of cards during mobile credit card, debit card and card payment transactions; Financial management of electronic payment information and cardholder payment data during mobile processing; Mobile credit card, debit card and card payment transaction processing services; Broad based mobile financial transaction services, namely, providing secure commercial transactions and payment options to merchants; Providing multiple payment options by means of customer-operated electronic terminals in the nature of computer based systems, radio frequency identification devices, near field communication devices, mobile communication technology, global computer networks and the internet, available on-site in retail stores and hospitality locations.