Providing user identity verification and authentication services, namely, providing user identity management, authentication and verification of personal identification information; Providing electronic verification services using technology for the purposes of authenticating user identity; Providing identity verification and authentication services, namely, remotely storing identifying documents, photographic images and biometric information for customer and employee on-boarding and for binding verified identities to accounts and devices being electronic signature verification services using technology to authenticate user identity; Software as a service (SAAS) services and identity as a service, namely, hosting software for use by others for performing secure biometric and electronic transactions, namely, software for providing identity management, authentication and verification services; Providing a web hosting platform for use by others for performing secure biometric and electronic transactions, namely, for providing identity management, authentication and verification of personal identification information; Platform as a service (PAAS) featuring computer software platforms for use by others for performing secure biometric and electronic transactions, namely, for providing identity management, authentication and verification of personal identification information; Identification verification services, namely, providing verification and authentication of a user’s identity using software technology in lieu of a password, or as a second factor in addition to a password via secure storage and transmitting such information via the Internet