Financial and monetary services, namely, Bill payment services provided through a website; banking services; financial services, namely, providing online stored value accounts in an electronic environment; electronic funds transfers; processing electronic payments for commercial transactions; clearing and reconciling financial transactions via electronic communication networks; processing of credit card, electronic payments; financial and monetary services

providing on-line non-downloadable computer software; providing temporary use on non-downloadable computer software; Software as a Service (SaaS); providing on-line non-downloadable computer software for processing electronic payments and transferring funds to and from others; providing temporary use on non-downloadable computer software for enabling payment over the internet and other communications networks; providing temporary use on non-downloadable computer software for enabling payment over the internet and other communications networks to enable payment transactions conducted within third-party computer software programs; providing temporary use on non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing online, non-downloadable, web-based, electronic financial platform computer software that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and webbased environment