Financial advisory and management services, namely, financial consulting; investment advisory services; wealth management; financial planning; portfolio management; insurance consultancy and brokerage services; financial risk management; trust and estate planning; advising on real estate investments; issuance of securities and bonds; merger and acquisition financial advisory services; financial consulting in the fields of capital markets, tax-efficient investment strategies, and charitable giving; providing financial information, analysis, and research; financial fundraising services; consulting on multi-generational wealth transfer strategies; advisory and management services for corporate and individual retirement planning, education planning, and special financial goals; providing digital financial planning tools; automated portfolio rebalancing and tax-loss harvesting; technology- and AI-driven analytics for financial data and investment strategies.