Promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing information about and making referrals in the field of consumer products and services for retail services concerning products, services, events, activities, attractions and facilities in particular geographic locations; providing concierge services for travelers, namely, making business meeting arrangements

Financial services, namely, charge card, credit card and debit card services, namely, credit, debit, and charge card authorization services; credit, debit and charge card transaction processing services; issuance of credit, debit and charge cards; computerized credit verification, namely, evaluation of the credit worthiness of companies and private individuals, and financial risk management services; financial services, namely, providing information in the fields of foreign currency; providing cash and other rebates for credit card use as part of a customer loyalty program

Personal concierge services for others comprised of making requested personal and social arrangements and reservations, personal shopping services, personal gift selection and gift reminder services for others, and providing customer specific information to meet individual needs, all rendered in business establishments, office buildings, airports, hotels, residential complexes and homes