Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Downloadable computer software for use in banking, finance and lending; Downloadable computer software for use with unmanned payment kiosk systems and automated teller machines (atm); Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Downloadable computer software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, call centers, tellers, kiosks, and automated teller machines (atm); Downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Downloadable computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; Automated teller machines (atm); Interactive computer kiosks comprising computers, computer hardware, computer peripherals, computer touchscreens and computer operating software, for use in automated teller machines (atm) transaction processing

Advertising and marketing services, namely, promoting the goods and services of others in the field of financial services; Promoting the goods and services of others, namely, providing information regarding coupons, rebates, discounts, incentives, special offers for the goods and services of others in the field of financial services; Promoting the goods and services of others by providing credit cards and debit cards, consumer and commercial lending and loyalty programs information

Electronic funds transfer services; Bill payment services; Gift card transaction processing services; Payment and funds verification services; Electronic funds disbursement services; Prepaid card transaction processing services; Electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets; Providing financial information; Financial services, namely, providing, processing, verifying, and authenticating mobile payments, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Loyalty program payment processing services; Providing payment services and payment systems, namely, providing secure commercial transactions and payment options; Bill payment services provided via wireless telecommunications apparatus and devices; Financing services; Automated teller machine (atm) services; Debit card transaction processing services; Processing of debit card payments

Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Software as a service (saas) services featuring software for use in banking, finance and lending; Software as a service (saas) services featuring software for use with unmanned payment kiosk systems and automated teller machines (atm); Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Software as a service (saas) services featuring software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, kiosks, and automated teller machines (atm); Software as a service (saas) services featuring software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Software as a service (saas) services featuring software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points