Bill payment services, namely, electronic processing and transmission of bill payment data; Electronic processing of transactions using credit or deposit accounts; Financial services, namely, offering and servicing credit cards and credit accounts, processing credit card transactions, credit card application evaluation and authorization services, and credit account collection services; Financial transaction services to facilitate payments between users, namely, electronic funds transfer, peer to peer electronic payments, and peer-to-peer money transfers, and product or service ordering; Computerized credit card services, namely, providing electronic processing of credit card transactions and electronic credit card payments via a global computer network; Electronic processing of electronic funds transfer, ACH, credit card, mobile and online transactions; Digital consumer banking and consumer financial services, namely, consumer banking and consumer financial services provided by a global computer network; Consumer banking and consumer financial services, namely, offering and servicing debit cards, ATM cards, checking and savings accounts, money market and other investment accounts, accepting deposits and processing debit and ATM card transactions