Downloadable software for calendar management, paying vendors and suppliers, distributing benefits to employees, tracking news and live events, electronic transfer of money, payment processing, providing incentive- and rewards-based loyalty programs, appointment scheduling, private messaging, sharing and accessing images, audio, video, text, live streams, and other media, data management and analysis, booking and ticketing, social and business networking, productivity, marketing, advertising, promotion, workflow automation, managing affiliate programs, managing spending, file sharing and storage, and project collaboration; Downloadable computer software for calendar management, paying vendors and suppliers, distributing benefits to employees, tracking news and live events, electronic transfer of money, payment processing, providing incentive- and rewards-based loyalty programs, appointment scheduling, private messaging, sharing and accessing images, audio, video, text, live streams, and other media, data management and analysis, booking and ticketing, social and business networking, productivity, marketing, advertising, promotion, workflow automation, managing affiliate programs, managing spending, file sharing and storage, and project collaboration; Downloadable software in the nature of a mobile application for calendar management, paying vendors and suppliers, distributing benefits to employees, tracking news and live events, electronic transfer of money, payment processing, providing incentive- and rewards-based loyalty programs, appointment scheduling, private messaging, sharing and accessing images, audio, video, text, live streams, and other media, data management and analysis, booking and ticketing, social and business networking, productivity, marketing, advertising, promotion, workflow automation, managing affiliate programs, managing spending, file sharing and storage, and project collaboration