Providing temporary use of non-downloadable software in the field of small business finance for searching, viewing and comparing credit cards, checking accounts, saving accounts, investment accounts, mortgages, auto insurance, life insurance and health insurance; computer services, namely, creating an online community for registered users to participate in discussions, get feedback from their peers, form virtual communities, and engage in social networking services in the field of personal finance; Providing temporary use of on-line non-downloadable computer and mobile application software for performing financial transactions and transmitting and receiving information in the fields of electronic payments and electronic bill payments and bill presentment; providing temporary use of non-downloadable computer and mobile application software for use in sending and receiving payments, transferring funds, bill payment and bill presentment; providing temporary use of non-downloadable computer and mobile application software for generating bill reminders and bill payment status alerts