Computer software platforms, downloadable, for online global transactions; Downloadable computer application software for mobile phones, namely, software for electronic payment transactions; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer programs for online global transactions; Downloadable computer software for encryption; Downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Downloadable computer software for use as an electronic wallet; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable electronic commerce computer programs for processing electronic payment transactions using blockchain technology; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks