Professional employer organization services, namely, administration of employee benefits plans concerning insurance and finance and administration of employee retirement plans, providing information relating to health and disability insurance matters and medical benefits providers, providing information in the fields of employee benefits for group healthcare, business insurance, adoption assistance, education finance assistance, and employee retirement plans offered to employees, in addition to standard benefits such as medical, dental, life insurance, including short term disability, long term disability, accidental death and dismemberment, directly and via the Internet, providing employer liability insurance, providing workers compensation and indemnity insurance, providing claim administration in the field of workers' compensation, providing information about employer liability insurance, workers' compensation, and indemnity insurance, fiduciary services, namely, fiduciary representative services, consulting services in the field of retirement plan administration, insurance agency and brokerage, credit card and debit card services.