Annuity services, namely, issuance, administering and distributing annuities; annuities brokerage, advisory and income generating services/solutions; underwriting and investment management of annuities and defined contribution plans; underwriting longevity and income risks arising from outliving one's assets; investment management and advisory services; administration of employee retirement plans; retirement planning services; estate planning services; insurance underwriting, administration and agency services in the fields of life, long term care and disability insurance; providing insurance and financial information and research by means of a global computer network.