ENCODED ELECTRONIC CHIP CARDS CONTAINING PROGRAMMING USED FOR AUTHENTICATION IN FINANCIAL TRANSACTIONS; ELECTRONIC DATA CARRIERS IN THE FORM OF MAGNETICALLY ENCODED CHARGE, CREDIT AND DEBIT CARDS; MAGNETICALLY ENCODED SMART CARDS, NAMELY, ENCODED ELECTRONIC CHIP CREDIT CARDS CONTAINING PROGRAMMING USED TO STORE AND PROTECT CARDHOLDER DATA; GIFT CARDS AND STORED VALUE PREPAID CARDS WITH MAGNETIC CODING OR ELECTRONIC CODING; ELECTRONICALLY CODED CARDS, NAMELY, MAGNETICALLY ENCODED DEBIT CARDS, CREDIT CARDS, AND STORED VALUE PREPAID CARDS; DOWNLOADABLE AND RECORDED COMPUTER SOFTWARE FOR USE AS A DIGITAL WALLET THAT STORES CUSTOMER ACCOUNT INFORMATION; DOWNLOADABLE AND RECORDED COMPUTER SOFTWARE TO ENABLE SMART CARDS, MOBILE PHONES AND MOBILE DEVICES TO INTERACT WITH TERMINALS AND CARD READERS

PROMOTING AND MARKETING THE GOODS AND SERVICES OF OTHERS BY DISTRIBUTING ADVERTISING MATERIAL, COUPONS AND DISCOUNT OFFERS VIA TEXT MESSAGES, EMAIL, MOBILE APPLICATION NOTIFICATIONS, SOCIAL MEDIA; BUSINESS MARKETING SERVICES; BUSINESS TO BUSINESS DIRECT MARKETING SERVICES; MARKETING CONSULTATION IN THE FIELD OF FINANCIAL SERVICES, INFORMATION SERVICES AND MARKETING SERVICES

FINANCIAL TRANSACTION VERIFICATION SERVICES, NAMELY, CREDIT CARD AND DEBIT CARD VERIFICATION; CREDIT CARD FINANCIAL TRANSACTION AUTHENTICATION SERVICES, NAMELY, VERIFYING THAT THE ACCOUNT HOLDER IS CONDUCTING THE TRANSACTION AS A FEATURE OF CREDIT CARD AND DEBIT CARD TRANSACTION PROCESSING SERVICES; FINANCIAL SERVICES, NAMELY, ISSUANCE OF CREDIT CARDS AND DEBIT CARDS; BILL PAYMENT SERVICES; PAYMENT CARD SERVICES, NAMELY, CREDIT, DEBIT, AND CASH CARD PAYMENT PROCESSING SERVICES; CONSUMER LENDING SERVICES; FINANCING AND LOAN SERVICES; PROVIDING A PAYMENT NETWORK, NAMELY, PROVIDING ELECTRONIC PROCESSING OF CREDIT CARD, DEBIT CARD AND STORED VALUE PREPAID CARD TRANSACTIONS AND ELECTRONIC PAYMENTS AND ELECTRONIC TRANSFER OF FUNDS VIA A GLOBAL COMPUTER PAYMENT NETWORK; PROVIDING A DEBIT CARD PAYMENT NETWORK, NAMELY, PROVIDING ELECTRONIC PROCESSING OF CREDIT CARD, DEBIT CARD AND STORED VALUE PREPAID CARD TRANSACTIONS AND ELECTRONIC PAYMENTS AND ELECTRONIC TRANSFER OF FUNDS VIA A GLOBAL COMPUTER PAYMENT NETWORK; CREDIT CARD VERIFICATION SERVICES, CREDIT CARD FACTORING SERVICES; CREDIT CARD AUTHENTICATION SERVICES, NAMELY, VERIFYING THAT THE ACCOUNT HOLDER IS CONDUCTING THE TRANSACTION AS A FEATURE OF CREDIT CARD TRANSACTION PROCESSING SERVICES; ATM BANKING SERVICES, NAMELY, CASH DISBURSEMENT THROUGH USE OF AUTOMATIC TELLER MACHINES (ATM); POINT OF SALE AND POINT OF TRANSACTION SERVICES, NAMELY, ELECTRONIC CASH, CREDIT CARD, AND DEBIT CARD TRANSACTIONS; CONSUMER LENDING SERVICES; ATM BANKING SERVICES; CHARGE CARD AND CREDIT CARD PAYMENT PROCESSING SERVICES; PROCESSING SERVICES; CREDIT CARD AUTHORIZATION SERVICES; CONSUMER CLEARING AND RECONCILING FINANCIAL TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; ELECTRONIC TRANSFER OF MONEY; ELECTRONIC TRANSFER OF FUNDS; LOYALTY PROGRAM PAYMENT PROCESSING SERVICES; PROCESSING OF CREDIT CARD PAYMENTS; PROCESSING OF DEBIT CARD PAYMENTS; FINANCIAL TRANSACTION AUTHORIZATION SERVICES; ELECTRONIC PAYMENT SERVICES INVOLVING ELECTRONIC PROCESSING AND SUBSEQUENT TRANSMISSION OF BILL PAYMENT DATA; MONEY LENDING; PROCESSING OF SIGNATURE DEBIT ELECTRONIC TRANSACTIONS; CONDUCTING THE TRANSACTION AS A FEATURE OF CREDIT CARD TRANSACTION PROCESSING SERVICES; ELECTRONIC CREDIT AND DEBIT CARD TRANSACTION PROCESSING SERVICES; POINT OF SALE AND POINT OF TRANSACTION SERVICES, NAMELY, PROCESSING OF POINT OF SALE AND POINT OF TRANSACTION PAYMENTS BY CREDIT, DEBIT, AND STORED VALUE PREPAID CARDS; ELECTRONIC FUNDS TRANSFER SERVICES