Providing an internet website portal in the field of financial transaction and payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Clearing and reconciling financial transactions via a global computer network; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Electronic processing of insurance claims and payment data; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services