Cloud computing featuring software for use in predicting computer resource usage and expenses, allocating computer resources, generating cloud computing resource policies and cloud computing resource usage data reports within an organization, cloud computing cost management in the nature of cost planning being cloud computing cost estimation and budget planning, monitoring cloud computing costs and billing, and optimizing cloud computing costs by detecting cost anomalies and analyzing cloud computing data to generate cost optimization recommendations, and for financial management of an organization's cloud resources; Software as a service (SAAS) services featuring software for use in predicting computer resource usage and expenses, allocating computer resources, generating cloud computing resource policies and cloud computing resource usage data reports within an organization, cloud computing cost management in the nature of cost planning being cloud computing cost estimation and budget planning, monitoring cloud computing costs and billing, and optimizing cloud computing costs by detecting cost anomalies and analyzing cloud computing data to generate cost optimization recommendations, and for financial management of an organization's cloud resources