Software as a service (SAAS) services featuring software for performing health and lifestyle assessments; Software as a service (SAAS) services featuring software for lifestyle inventory and health screen tests, explanation of risks, and recommendations of risk reduction; Software as a service (SAAS) services featuring software for tracking personal lifestyle changes, fitness activities and health goals and for measuring effectiveness of wellness programs; Providing temporary use of on-line non-downloadable software for managing and tracking health by supporting lifestyle changes and integrating with various devices and consultants; Software as a service (SAAS) services featuring software for managing and tracking health by supporting lifestyle changes and integrating with various devices and consultants