Providing user identity verification and authentication services using biometric technology for electronic transactions, namely, providing user identity management, authentication, de-duplication and verification of personal identification information; Providing electronic verification services using technology for the purposes of authenticating user identity during account changes, activity and transactions, for tracking employee attendance, and for secure entry and exit door access; Providing document and identity verification services, namely, providing remote identity document scanning being electronic scanning of personally identifying documents and photographic images, photo scanning, digitization of documents, data extraction being data encryption, data decryption, authentication and verification services for customer and employee on-boarding being electronic document authentication, know your customer information collection being providing an application featuring technology that enables users to collect information resources in electronic form, account takeover protection being data security related to financial and other accounts with sensitive personal information, and for binding verified identities to accounts and devices being electronic signature verification services using technology to authenticate user identity; Software as a service (SAAS) services and identity as a service, namely, hosting software for use by others for performing secure biometric and electronic transactions, namely, software for providing identity management, authentication, de-duplication and verification services; Providing a web hosting platform for use by others for performing secure biometric and electronic transactions, namely, for providing identity management, authentication, de-duplication and verification of personal identification information; Platform as a service (PAAS) featuring computer software platforms for use by others for performing secure biometric and electronic transactions, namely, for providing identity management, authentication, de-duplication and verification of personal identification information; Identification verification services, namely, providing authentication of a user's identity using software technology in lieu of a password, or as a second factor in addition to a password via secure storage and transmitting such information via the Internet; Providing user authentication using software technology for accessing protected accounts over the Internet; Providing user authentication using software technology of electronic funds transfer, credit and debit card and electronic check transactions and other online transaction, or account operations via a global computer network; Providing user authentication services using software technology for e-commerce transactions.