Payment processing service which utilizes tokenization to increase payment data security; Processing of electronic wallet payments; Payment verification services; Funds verification services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Merchant services, namely, payment transaction processing services; Financial transaction services, namely, providing secure commercial transactions, tokenization and payment options; Providing payment processing services, namely, secured payment gateway services for merchants to process payment transactions of customers; Financial services, namely, financial transaction and electronic fund data processing services; Payment processing service for merchants that utilizes point-to-point encryption and tokenization to increase payment data security; Payment transaction processing services, namely, online, mobile and electronic funds transfer transaction processing services; Electronic funds transfer and bank account settlement services via a global computer network; Information security services, namely, providing secure commercial financial transaction and payment options through encryption and tokenization; Financial services, namely assisting others with completion of financial transactions, namely, electronic money transfer