Providing temporary use of on-line non-downloadable cloud computing software for for use in creating configurable Key Performance Indicators, metrics and visual dashboards; Software as a service (SAAS) services featuring software models for outbound integration of Application Programming Interfaces (APIs) to Enterprise Resource Planning (ERP) systems, and Enterprise Performance Management (EPM) systems for customers; Providing online non-downloadable software for use in designing configurable reports, generation, publication and distribution of reports and for designing report dashboards in virtual worlds; Providing temporary use of non-downloadable cloud-based software for private, public and hybrid cloud based enterprise software application that automates the process of data ingestion and import, extract, transform and load (ETL), featuring configurable rules engines for use in account, trade, and payment reconciliation, accounting, revenue recognition, revenue/expense allocation and approvals of these processes, namely, payment and account reconciliation, accounting, revenue recognition and revenue/expense allocation, processing of account, trade, and payment reconciliation, accounting, and revenue recognition