Business management and consulting in the field of workers' compensation insurance; providing business information and advisory services related to risk management in the field of workers' compensation; business consulting and management services in the areas of workplace safety, safety engineering, risk assessment, and OSHA compliance; Business risk management consultation in the field of insurance claims, namely, providing consultation services to businesses on managing risks related to workplace injuries and compliance with claims reporting standards

Insurance underwriting in the field of workers' compensation; claims administration and processing in workers' compensation insurance; providing information in the field of workers' compensation insurance; insurance claims administration, namely, assisting policyholders with claim intake, claim reporting, claim status reporting, coverage evaluations, claim investigation, compensation assessment, subrogation recovery, management of medical claims, fraud management, claim litigation management, and ongoing claims management through closure; Administration of insurance dividend return programs in the field of workers' compensation; Administration of insurance grant programs for workplace safety and risk reduction projects in the field of workers compensation; Administration of workers' compensation deductible programs for insurance policyholders

Educational services, namely, providing online training in the field of risk management and workplace safety; providing online resources and information in the field of risk management and workplace safety

Providing health risk assessment services for policyholders via a website; Providing consulting services in the field of workplace health and wellness via a website; providing workplace health and workplace health care information via a website