electronic transfer of money for others; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards, electronic payment services involving electronic processing and subsequent transmission of bill payment data, invoice factoring, invoice financing, asset-based lending, asset-backed lending, embedded finance solutions, receipt tracking, budgeting assistance; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; credit card transaction processing services; credit services, namely, providing revolving credit account services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others