software as a service (SAAS) services, namely, hosting data manipulation and data management software for use by others in the fields of data validation and data verification; cloud computing featuring software for use in data validation, data verification, and data management; data and analytics services, namely, providing a proprietary compiled score describing the precision and accuracy of consumer data derived from the analysis of a large number of independent and diverse data sets for use by others in the fields of data validation, data verification, data management and activation; consulting services in the field of consumer data and analytics; providing information in the fields of consumer data validation, consumer data verification, consumer data management and activation