downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable authentication software for controlling access to and communications with computers and computer networks; Downloadable software, namely, instant messaging software, file sharing software, communications software for electronically exchanging data, audio, video images and graphics via computer, mobile, wireless, telecommunications networks and downloadable computer software for processing images, graphics, audio, video, and text; downloadable mobile application software for processing electronic payments and for transferring funds to and from others; Downloadable and recorded computer software for processing electronic payments and for transferring funds to and from others

Financial services, namely, electronic funds transfer; electronic transfer of money for others; electronic foreign exchange payment processing; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; payment processing services, namely, providing virtual currency transaction processing services for others; clearing and reconciling financial transactions via a global computer network and wireless networks; credit card and debit card transaction processing services; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit services, namely, providing revolving credit account services; bill payments services; credit card transaction processing services; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments

instant messaging services; Telecommunication services, namely, data transmission and reception services via telecommunication networks; mobile phone communication services; electronic exchange of voice, data, audio, video, text and graphics accessible via computer and telecommunications networks

providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks