Banking services, namely, acceptance of deposits including substitute bond issuance and acceptance of fixed interval installment deposits; loans financing and discount of bills; domestic exchange settlement, namely, debit settlement services, credit to current accounts services and money collection services; liability guarantee in the nature of underwriting commercial collateral liability insurance and acceptance of bills in the nature of bill payment services and bill consolidation services; offering of securities subscriptions in the nature of hedge funds, private equity funds, securities and derivatives for others; private placement in the nature of hedge funds, private equity funds, securities and derivatives for others; securities offering in the nature of fund investment services featuring securities offered according to previously established criteria in order to maintain a predetermined level of payments to the account holder; financial services, namely, assisting others in the completion of financial transaction of securities or offering and transaction of private placement in the nature of hedge funds, private equity funds, securities and derivatives for others; securities brokerage, namely, buying and selling of securities; securities underwriting; financial services, namely, issuing of securities beneficiary certificates; instruction on trust assets investment; advisory services relating to investment decisions based on securities values or securities value analysis; advisory services relating to investment or investment decisions based on discretionary investment contract concerning securities ; life insurance brokerage; providing information relating to life insurance; consultancy and advisory services for life insurance; agencies for non-life insurance