Insurance agencies in the field of Life insurance; Insurance consulting in the field of Life insurance; Insurance services, namely, insurance eligibility review and verification and consultation in the Life industry; Insurance services, namely, underwriting Life insurance; Insurance services, namely, underwriting, issuance and administration of Life insurance; Insurance services, namely, underwriting, issuing and administration of life insurance; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Insurance underwriting in the field of Life Insurance; Insurance underwriting in the field of Life Insurance rendered in virtual environments; Insurance underwriting in the field of Life Insurance rendered in virtual worlds; Life insurance brokerage; Life insurance underwriting; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Claim adjustment for non-life insurance; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Issuance of Life insurance