Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for (1) clinical decision support, patient monitoring, and medical resource management, all within the field of healthcare services; (2) transaction fraud detection, financial risk management, and customer service, all within the field of financial services; (3) personalized marketing, inventory management, and customer support, all within the field of retail business; and (4) supply-chain optimization, energy use optimization, energy storage optimization, maintenance prediction, emissions minimization, workforce training, and decision optimization, all within the field of clean energy.; Providing on-line non-downloadable software using artificial intelligence (AI) for (1) clinical decision support, patient monitoring, and medical resource management, all within the field of healthcare services; (2) transaction fraud detection, financial risk management, and customer service, all within the field of financial services; and (3) personalized marketing, inventory management, and customer support, all within the field of retail business.; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for (1) clinical decision support, patient monitoring, and medical resource management, all within the field of healthcare services; (2) transaction fraud detection, financial risk management, and customer service, all within the field of financial services; and (3) personalized marketing, inventory management, and customer support, all within the field of retail business.