Online non-downloadable software for managing and verifying financial transactions, making, processing and receiving of electronic funds transfers and electronic payments, facilitating foreign currency payments and exchange of foreign currency, online banking, issuing corporate credit cards, expense management, and business account services, namely, managing corporate checking and savings accounts; online non-downloadable computer software for automation of spend management and spend analysis; Provision of online non-downloadable software for managing, processing and monitoring financial transactions; Provision of online non-downloadable software for accounting and financial expense management; Provision of online non-downloadable software for accessing bank account information and transacting banking business; Provision of online non-downloadable software for analyzing financial information; Provision of online non-downloadable software for managing business operations; Provision of online non-downloadable computer software for making financial transactions via banking cards; Provision of online non-downloadable computer software for generating, scanning and recognizing QR codes