Providing a wide array of Key Performance Indicators and detailed reports for dealers and lenders allowing performance tracking and optimizing operations; Providing loan to lease and lease to loan conversion; Providing a fraud protection system for funding to mitigate security risks associated with lending; Providing customized access to dealer and lender to offer oversight and control over auto lending processes and transactions; Providing simultaneous underwriting, funding and onboarding of automobile loans and leases to streamline the application and approval process; Providing a portal designed for user level access to drop and drag functionality to create decision processing without the need for additional IT builds; Providing tracking for platform activities with timestamped logs to ensure transparency and to provide detailed audit trails for accountability; Providing electronic document storage systems for users to securely upload and store documents and supporting a paperless workflow; Providing automatic loan decision underwriting for based on preset risk criteria; Providing seamless integration of accounting data by transmitting data to and from compatible external platforms enabling data sharing and accuracy; Providing a platform capable of receiving loan and lease applications from multiple external systems to improve efficiency and overall integration.; Providing a lending portfolio management system is an all-in-one solution for automobile dealerships, dealer-owned finance captives, and lenders, streamlining underwriting, funding, loan onboarding, and credit risk assessment for automotive retail installment loans and leases; Providing real time credit risk assessments of consumers for the use of lenders and dealers in the automotive space; Providing desking tools featuring loan and lease calculation tools with real time tax information, vehicle valuations and condition reports for precise pricing and deal structuring