Bill consolidation services; Business finance procurement services; Cash advance services for businesses and merchants; Credit card factoring services; Debt recovery and collection agencies; Equipment financing services; Facilitating and arranging for the financing of business debt; Financial advice and consultancy services; Financial advisory and consultancy services; Financial consulting; Financial consulting and advising in the field of mergers and acquisitions; Financial planning and investment advisory services; Financial services, namely, funding research awards in the field of energy; Financial services, namely, mortgage refinancing; Financing of loans; Investment banking services in the field of Employee Stock Ownership Plans (ESOP); Lending consultant services; Mortgage procurement for others; Providing financial services with respect to securities and other financial instruments and products, namely, trading of and investments in securities and financial instruments and products for others; Providing working capital financing to small businesses and small business owners